Tips for Buying

Know Your Budget

Before you fall in love with a home, know what you can realistically afford. Get pre-approved for a mortgage to understand your price range and strengthen your offer.

Get Pre-Approved, Not Just Pre-Qualified

A pre-approval letter from a lender shows sellers you’re serious and financially ready to buy—this can give you an edge in a competitive market.

Work With a Local Agent

Choose a real estate agent who knows the local market inside and out. They can help you find hidden gems and navigate negotiations smoothly.

Prioritize Your Needs and Wants

Make a list of your must-haves (like 3 bedrooms or a backyard) versus nice-to-haves (like a pool or walk-in closet). This will help narrow your search.

Don’t Skip the Inspection

Always get a home inspection. It can uncover costly issues and give you leverage in the negotiation—or save you from a bad investment.

Think About the Long-Term

Consider resale value, neighborhood growth, and your future needs. Even if it’s your “starter home,” think 5–10 years ahead.

Understand the Full Cost of Ownership

Beyond the price tag, consider property taxes, insurance, HOA fees, maintenance, and utilities.

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Be Ready to Act Fast—but Stay Smart

Homes can go quickly in a hot market. Be ready to make an offer, but never feel rushed into something that doesn’t feel right.

Check Out the Neighborhood

Visit the area at different times of day. Look at commute times, schools, amenities, and how you feel being there. A great home in the wrong location can be the wrong choice.

Trust Your Instincts—But Use Data

It’s okay to trust your gut, but rely on your agent and market research to guide your decision-making.